HELOC: get better investment returns and accelerated portfolio growth

It has been a while since we discussed money matters – so today we are going to quickly talk about home equity loans (HELOC) and how you can use them to maximize your returns. The readers of The Ultimate Alpha Project know that, alongside with maintaining exemplary health, physical strength and mental capacity, financial success is a major part of being an Alpha and kicking butt in all areas of life.  You also know that I consider real estate one of the very few investment vehicles that are worth your while.  Let’s see how HELOC loans fit into the bigger real estate investment picture. Life before HELOC Because banks do not lend 100% of the value in question, a typical […]

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When debtor’s prison becomes a first class hotel

Being in debt historically never seemed to be a good thing. It appears that since the beginning of time, it has been cultivated and ingrained in the brains of people that as long as you are in debt – you can’t sleep well.  Some noble men of the distant past would rather commit suicide rather than declare bankruptcy and admit that they have amassed a lot of debt.  Debtor’s prisons up to the middle of the 19th century used to be a common way to deal with unpaid debt.  In some early states of a distant past, if you couldn’t pay debt you could even become a slave of a creditor. Things have changed quite a bit since then. Bankruptcy […]

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