For the majority of people, financial freedom rarely comes from working for somebody else. Unless you are some high-level senior executive in a large corporation, chances are your “day job” is not going to make you very rich. Professional practices that are typically associated with higher pay (doctors, lawyers, etc.) really are a private business of people working for themselves. And, unless you get some unusual level of satisfaction and pride from your work and have no ambition to go way beyond that, the environment where you cannot choose your hours, your clients and your activities, but where you, instead, report to someone else and do a pre-defined set of tasks that is making money for other people is going to get boring pretty quickly. Add this to the fact that tax legislation in most developed countries encourage business activities much more than salaried jobs by preferential taxation rates, benefits and credits – which, in the end may let you keep more of what you earn, rather than sharing it with your government – and the advantages of working for someone else (most of which usually boil down to just “job security”) quickly fade away.
But even if you disregard the innate fear of most people to start their own business (duly fueled by over-quoted statistics that “over 80% of all businesses fail in the first five years” – which is not true, by the way), one of the biggest problems for new entrepreneurs has always been finding the seed capital. It is true that in the era of internet technologies, you can fund your online (and, sometimes, offline) business for under $100, but it still helps to have a bit of a budget before you start, to have one less thing to worry about. Especially if your business involves initial investment into some equipment or something along these lines.